[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.krahula.cz\/postarejte-se-detem-o-vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.krahula.cz\/postarejte-se-detem-o-vlastni-bydleni\/","headline":"Postarejte se d\u011btem o vlastn\u00ed bydlen\u00ed","name":"Postarejte se d\u011btem o vlastn\u00ed bydlen\u00ed","description":"V ka\u017ed\u00e9 rodin\u011b jednou nastane situace, kdy se d\u011bti rozhodnou opustit sv\u016fj dosavadn\u00ed domov a vydaj\u00ed se vlastn\u00ed cestou. Probl\u00e9m je, \u017ee ta jejich cesta mus\u00ed ka\u017ed\u00fdm dnem n\u011bkde kon\u010dit. Prost\u011b pot\u0159ebuj\u00ed n\u011bkde bydlet. V sou\u010dasn\u00e9 dob\u011b je s t\u00edm docela pot\u00ed\u017e. Je pravda, \u017ee v n\u011bkter\u00fdch (zejm\u00e9na v\u011bt\u0161\u00edch) m\u011bstech je n\u00e1jemn\u00edch byt\u016f celkem dostatek. […]","datePublished":"2018-11-21","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.krahula.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.krahula.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"krahula.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.krahula.cz\/wp-content\/uploads\/img_a334417_w1737_t1548069797.jpg","url":"https:\/\/www.krahula.cz\/wp-content\/uploads\/img_a334417_w1737_t1548069797.jpg","height":0,"width":0},"url":"https:\/\/www.krahula.cz\/postarejte-se-detem-o-vlastni-bydleni\/","about":["Online"],"wordCount":397,"articleBody":"   V ka\u017ed\u00e9 rodin\u011b jednou nastane situace, kdy se d\u011bti rozhodnou opustit sv\u016fj dosavadn\u00ed domov a vydaj\u00ed se vlastn\u00ed cestou. Probl\u00e9m je, \u017ee ta jejich cesta mus\u00ed ka\u017ed\u00fdm dnem n\u011bkde kon\u010dit. Prost\u011b pot\u0159ebuj\u00ed n\u011bkde bydlet.  V sou\u010dasn\u00e9 dob\u011b je s t\u00edm docela pot\u00ed\u017e. Je pravda, \u017ee v n\u011bkter\u00fdch (zejm\u00e9na v\u011bt\u0161\u00edch) m\u011bstech je n\u00e1jemn\u00edch byt\u016f celkem dostatek. Ne ka\u017ed\u00e9mu se ale l\u00edb\u00ed platit cel\u00fd \u017eivot za n\u011bco, co mu nikdy nebude pat\u0159it. Zkuste si spo\u010d\u00edtat, kolik byste zaplatili za n\u00e1jem dejme tomu za dobu dvaceti let. To u\u017e je slu\u0161n\u00e1 suma. Jak se tedy postarat o sv\u00e9 d\u011bti t\u00edm nejrozumn\u011bj\u0161\u00edm zp\u016fsobem? Rozhodn\u011b t\u00edm, \u017ee jim po\u0159\u00edd\u00edte vlastn\u00ed bydlen\u00ed. Pokud pr\u00e1v\u011b te\u010f m\u00e1te na jazyku argument o velk\u00e9 drahot\u011b, pak m\u00e1te naprostou pravdu. Je asi m\u00e1lo z n\u00e1s, kdo m\u00e1 k dispozici dostate\u010dnou hotovost na zakoupen\u00ed bytu nebo dokonce domu. D\u00e1 se to ale p\u0159eci ud\u011blat docela jednodu\u0161e. Nemus\u00edte d\u00e1vat ka\u017ed\u00fd m\u011bs\u00edc pen\u00edze za n\u00e1jem, ale m\u016f\u017eete je vkl\u00e1dat rovnou do bytu, kter\u00fd se postupn\u011b stane va\u0161\u00edm majetkem.   Prost\u011b se to d\u00e1 vy\u0159e\u0161it hypot\u00e9kou.  Nemus\u00edte chodit jen do banky Jestli\u017ee u\u017e v\u00e1s n\u011bco podobn\u00e9ho napadlo, ale banka s v\u00e1mi odm\u00edtla na toto t\u00e9ma komunikovat, pak jste asi v minulosti opomn\u011bli zaplatit n\u011bjakou d\u016fle\u017eitou slo\u017eenku nebo m\u00e1te p\u0159\u00edli\u0161 n\u00edzk\u00fd p\u0159\u00edjem. NIC ALE NEN\u00cd ZTRACENO. Sta\u010d\u00ed se obr\u00e1tit na n\u011bkter\u00e9ho vhodn\u00e9ho nebankovn\u00edho poskytovatele https:\/\/www.americka-nebankovni-hypoteka.cz\/nebankovni_hypoteky\/, kter\u00fd m\u00e1 podm\u00ednky p\u0159esn\u011b podle va\u0161ich p\u0159edstav. Jak to funguje? Poskytovatel zjist\u00ed, jestli jste do budoucna schopni spl\u00e1cet a pak se v\u0161e za\u0159\u00edd\u00ed. Z nemovitosti, kterou zastav\u00edte, m\u016f\u017eete z\u00edskat a\u017e devades\u00e1t procent. Spl\u00e1cet m\u016f\u017eete a\u017e t\u0159icet let. Pokud ale budete cht\u00edt v\u0161e splatit najednou a p\u0159ed\u010dasn\u011b, pak v tom nen\u00ed \u017e\u00e1dn\u00fd probl\u00e9m.\u00darokov\u00e1 sazba se pohybuje od \u010dty\u0159 procent. Z\u00e1le\u017e\u00ed na tom, jak z\u00e1va\u017en\u00e9 jsou va\u0161e z\u00e1znamy v registrech.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Postarejte se d\u011btem o vlastn\u00ed bydlen\u00ed","item":"https:\/\/www.krahula.cz\/postarejte-se-detem-o-vlastni-bydleni\/#breadcrumbitem"}]}]